Kingdom living is a whole 'notha level and most believers are not actually living like Yeshua lived while He was on earth. Fix that. Get some revelation and implement it. Qualify. Stop being a begging believer.
God is so, so good. You truly can sow for a debt-free car. I have testimonies from 2014 til now as witnesses.
I thought I'd only started praying for a debt-free car in March 2017, but because I record everything, as you see below, I can verify I prayed three months for it.